If you’ve been asking the question, “Does Allstate do car insurance?”—the answer is yes. Allstate is one of the largest and most well-known insurance companies in the United States, and it provides a wide range of car insurance coverage options for drivers of all types.
In this guide, we’ll cover what Allstate offers, why it may be a good choice for auto insurance, and frequently asked questions from drivers considering switching or starting a policy.
Yes, Allstate Does Car Insurance
Allstate has been providing car insurance since 1931 and currently serves millions of drivers across the U.S. Known for its slogan, “You’re in good hands,” Allstate has built a reputation for offering comprehensive auto insurance policies with customizable options and strong customer service.
Car Insurance Coverage Offered by Allstate
Allstate offers standard auto insurance coverage as well as optional add-ons that enhance protection and peace of mind.
Standard Coverage Options
- Liability Insurance: Covers bodily injury and property damage you may cause to others.
- Collision Coverage: Pays for damage to your vehicle after an accident, regardless of fault.
- Comprehensive Coverage: Covers non-collision damage such as theft, vandalism, or weather-related incidents.
- Uninsured/Underinsured Motorist Coverage: Protects you if you’re hit by a driver with little or no insurance.
- Medical Payments / Personal Injury Protection (PIP): Covers medical expenses for you and your passengers.
Optional Add-Ons and Features
- Accident Forgiveness: Prevents your premium from increasing after your first accident.
- Safe Driving Bonus: Earn rewards for maintaining a clean driving record.
- Deductible Rewards: Get $100 off your deductible the day you sign up and $100 off each year you stay accident-free, up to $500.
- Roadside Assistance: Available as an add-on or standalone plan.
- Rental Reimbursement: Covers rental car costs while your car is being repaired due to a covered loss.
Why Choose Allstate for Car Insurance?
1. National Reach with Local Agents
Allstate combines the reliability of a national provider with the personal service of local agents. You can visit an office in most cities for help selecting or updating a policy.
2. User-Friendly Digital Tools
The Allstate mobile app and website make it easy to file claims, manage your policy, pay bills, and track your safe driving rewards.
3. Multiple Discount Opportunities
Allstate offers discounts for:
- Safe driving
- Good students
- Anti-theft devices
- Bundling with home or renters insurance
- Paying in full or setting up automatic payments
4. Strong Financial Strength
Allstate has an A+ (Superior) rating from A.M. Best, meaning it has strong financial stability to pay claims.
Frequently Asked Questions (FAQs)
Does Allstate do car insurance for young or new drivers?
Yes. Allstate insures new and young drivers, although premiums may be higher due to risk factors. Discounts for good students and safe driving can help reduce costs.
Is Allstate a good car insurance company?
Allstate is considered a reliable and reputable insurer with strong coverage options, useful tools, and quality customer service. It ranks well for customer satisfaction in many regions.
Can I get a car insurance quote from Allstate online?
Yes. Allstate offers an easy-to-use online quote tool where you can compare coverage options, customize policies, and view available discounts.
Does Allstate offer full coverage car insurance?
Yes. Full coverage typically includes liability, collision, and comprehensive insurance, all of which Allstate provides. You can also add extras for more protection.
How do I file a claim with Allstate?
You can file a claim through:
- The Allstate mobile app
- Their website
- By calling their 24/7 claims line
- Or by visiting a local agent
Does Allstate have accident forgiveness?
Yes. Accident forgiveness is available as an optional feature, and it can help prevent rate increases after your first at-fault accident.
Final Thoughts
So, does Allstate do car insurance? Absolutely. In fact, Allstate is a top-tier provider with flexible coverage, reward programs for safe drivers, and dedicated support through both digital tools and local agents.
Whether you’re looking for basic liability coverage or a full protection plan with extras, Allstate has the tools and experience to meet your car insurance needs. To get started, consider getting a quote online or speaking with a local Allstate agent.